body {
	background-image: URL(images/background.gif);
	font: 12px arial, helvetica, sans-serif;
	color: #000000;
	margin-top: 5px;
	}

P {
	font: 12px arial, helvetica, san-serif:;
	color: #000000;
	}
	
.titles {
	font: bold 18px arial, helvetica, san-serif;
	color: #990000;
	text-align: center;
	}
	
.callout {
	font: bold 16px arial, helvetica, san-serif;
	color: #990000;
	text-align: left;
	}
	
.whitecallout {
	font: bold 16px arial, helvetica, san-serif;
	color: #ffffff;
	text-align: left;
	}
	
ul {
	margin-top: 5px;
	margin-bottom: 5px;
	}
	
li {
	margin-bottom: 7px;
	text-align: left;
	}
	
.subtitles {
	font: bold 12px arial, helvetica, san-serif;
	color: #990000;
	}
	
.disclaimer {
	font: bold 11px arial, helvetica, san-serif;
	color: #990000;
	}

a:link {
	font: 12px arial, helvetica, san-serif:;
	color: #990000;
	}

a:active {
	font: 12px arial, helvetica, san-serif:;
	color: #990000;
	}
	
a:visited {
	font: 12px arial, helvetica, san-serif:;
	color: #990000;
	}
	
a:hover {
	font: 12px arial, helvetica, san-serif:;
	color: #156587;
	}
	
a.callout:link {
	font: bold 16px arial, helvetica, san-serif;
	color: #990000;
	text-align: left;
	}
	
a.callout:visited {
	font: bold 16px arial, helvetica, san-serif;
	color: #990000;
	text-align: left;
	}

a.callout:active {
	font: bold 16px arial, helvetica, san-serif;
	color: #990000;
	text-align: left;
	}
	
a.callout:hover {
	font: bold 16px arial, helvetica, san-serif;
	color: #156587;
	text-align: left;
	}
	
	
a.subtitles:link {
	font: bold 12px arial, helvetica, san-serif;
	color: #990000;
	}

a.subtitles:active {
	font: bold 12px arial, helvetica, san-serif;
	color: #990000;
	}
	
a.subtitles:visited {
	font: bold 12px arial, helvetica, san-serif;
	color: #990000;
	}
	
a.subtitles:hover {
	font: bold 12px arial, helvetica, san-serif;
	color: #990000;
	}
	
	
td.underline { 
	border-bottom: 1px solid #156587;
	border-right: 1px solid #156587;
	border-left: 1px solid #156587;
	padding: 5px;
	text-align: center;
	}